Not Without Travel Insurance

Updated: Dec 25, 2019

It's best to have it and not need it. Than to need it and not have it.

Travel Insurance, ugh, an extra expense. In the past I was one of those guilty parties who usually declined it. Over the years I have been truly blessed traveling without travel insurance. However, nowadays, I wouldn't be caught dead without it.

Yes, travel insurance may add a few extra dollars onto you travels, but a few dollars outweighs shelling out or losing $1,000's during an emergency.

What is Travel Insurance?

Travel insurance protects you from unforeseen circumstances after you book travel. No one expects having to cancel their trip due to a medical emergency or possibly being hospitalized on vacation. Or to arrive at your destination to be told they can't find your luggage.

A few reasons why Travel Insurance is important

  • In the event you get into an accident or become ill before your trip

  • Cancelled and delayed flights

  • Lost luggage

  • Death

  • Theft

  • Unexpected work obligations

  • Emergency evacuation/terrorism (however check the policy exclusionary list)

  • You are robbed and your passport is stolen

  • Needing medical care abroad

  • Did you know some countries, will not allow you to leave their country without payment in full?

What Travel Insurance does not cover

  • Changing your mind or deciding you can no longer afford to go

  • Travel for medical procedures

  • Bad weather

  • Flights purchased with miles

  • Natural Disasters that begin before your purchase

  • Losses due to pre-existing medical conditions

Not all travel insurance policies are the same. They do vary from company to company. It's best to thoroughly read over the fine print and get clarification. Also read the list of exclusions before you purchase.

Happy Travels






About Me



 I’m Erika, the founder of a Facebook Travel Community “She Travels The Globe.” An amazing, impactful, positive, and resourceful community of women, who love to travel the world affordably. 


I'm a mom filled with laughter. Trying to live the caviar life on a sardine budget. When I'm not chauffeuring my teenage son or working, my heart belongs to travel and wine. 

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